Once
we have been instructed by you, the client, Cunningtons will:
- Contact the seller's solicitors to obtain and
check both the title deeds of the property and the proposed contract
with the seller
- Deal with various searches and enquires and check results
- Receive mortgage offer from your lender
- Report to you with the contract, mortgage transfer
and associated documents for your signature
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- Arrange a Survey, you should check with your
lender on this to ensure you comply with their requirements
- We may be able to arrange the survey for you,
please speak to your solicitor for further details
- Arrange for both building insurance and life
cover in readiness for exchange of contracts
- Raise any neighbouring planning concerns that
you may have with the council
- Lodge deposit with your solicitor
- Return all documentation received by your mortgage
lender ensuring that it is signed
- Return all documents to us signed where indicated
- Source a removal company if required
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- Carry out a valuation survey of the property
- Check that you are eligible for the mortgage
- Send us the mortgage offer and will instruct
us to check
- The title deeds of the property
- The proposed contract with the seller
- Local Authority and any other searches
- That all the mortgage conditions in the offer
can be satisfied
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- Deposit Handed Over
- Prepare for completion
- Prepare financial statement for the client
- Submit final searches
- Submit certificate of title to lender
- Receive mortgage advance and any balance due
from client
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- Place buildings and life cover on risk
- Confirm removal company booking if required
- Agree arrangements with estate agents for the
hand over of keys
- Notify change of address to friends, banks,
building societies, credit card companies, insurance companies,
DVLA etc.
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- Mortgage advance sent to Cunningtons
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