Remortgage advice you can trust from residential conveyancing solicitors
Cunningtons Solicitors since 1748
What We Will Do What You Need to do What Your Lender Will Do

Once we have been instructed by you, the client, Cunningtons will:

  • Obtain your title deeds
  • Obtain up to date copy of the title from HM Land Registry
  • Deal with various searches and enquiries and check results
  • Receive mortgage offer from your lender
  • Send mortgage deed to you for signature
  • Arrange to drawdown the new loan
  • Obtain an up to date redemption statement from existing Lender
  • Provide a Financial Statement setting out funds due to you(or from you)
  • Conduct final Land Registry searches
  • Instruct Cunningtons
  • Forward any title deeds
  • Return all documentation received by your mortgage lender ensuring that it is signed
  • Arrange for both building insurance and life cover in readiness for exchange of contracts
  • Sign the mortgage deed and return it to your solicitor
  • Make any alterations required to insurance arrangements
  • Send us the title deeds if held
  • Advise us of current redemption amount
Completion Completion Completion
  • Receive mortgage advance and redeem existing mortgage
  • Account to you for any balance of funds
  • Register re-mortgage at HM Land Registry
  • Cancel any Direct Debit instructions with the existing Lender
  • Ensure new buildings insurance arrangements are in place
  • Send mortgage advance
  • Your existing Lender will produce evidence of discharge upon receipt of funds

Rider : the above is a general outline only, as each transaction has unique requirements.