Cunningtons Solicitors since 1748
What We Will Do What You Need to do What Your Lender Will Do

Once we have been instructed by you, the client, Cunningtons will:

  • Obtain your title deeds
  • Obtain up to date copy of the title from HM Land Registry
  • Deal with various searches and enquiries and check results
  • Receive mortgage offer from your lender
  • Send mortgage deed to you for signature
  • Arrange to drawdown the new loan
  • Obtain an up to date redemption statement from existing Lender
  • Provide a Financial Statement setting out funds due to you(or from you)
  • Conduct final Land Registry searches
  • Instruct Cunningtons
  • Forward any title deeds
  • Return all documentation received by your mortgage lender ensuring that it is signed
  • Arrange for both building insurance and life cover in readiness for exchange of contracts
  • Sign the mortgage deed and return it to your solicitor
  • Make any alterations required to insurance arrangements
  • Send us the title deeds if held
  • Advise us of current redemption amount
Completion Completion Completion
  • Receive mortgage advance and redeem existing mortgage
  • Account to you for any balance of funds
  • Register re-mortgage at HM Land Registry
  • Cancel any Direct Debit instructions with the existing Lender
  • Ensure new buildings insurance arrangements are in place
  • Send mortgage advance
  • Your existing Lender will produce evidence of discharge upon receipt of funds

Rider : the above is a general outline only, as each transaction has unique requirements.