Terms of Business – Commercial Sales
Terms and Conditions of Solicitors’ Retainer
- Principal purpose of retainer and hours of business. The Solicitors shall (subject as qualified herein) act for the Client to take a registered freehold property (unless otherwise previously disclosed as leasehold) sale through to completion in a normal manner and time for fees stated overleaf, save for dealing with any, mortgage redemptions or loan repayments and bank or housing association or like undertakings that may be required, each of which will be charged to the client at £80. plus vat. In the event that any sale falls through these conditions shall apply to any subsequent sale. The Solicitors’ charges in relation to mortgage redemption work are referred to in condition 3 below. (The Solicitors’ business hours shall be 9 a.m. to 1 p.m. and 2.00 p.m. to 5.30 p.m. Monday to Friday excluding bank and public holidays. The Solicitors reserve the right to close for business 2 working days prior to Christmas Day through to New Years Eve inclusive.)
- Giving instructions. Obligations, undertakings and mortgages. Appointment as attorneys. The Solicitors are authorised to discharge the estate agents’ commission unless the Client revokes this request in writing prior to completion and to obtain redemption statements before and after exchange in relation to all mortgages or other debts secured on the property or other payments registered against the title or Client in connection with this sale and to discharge all such debts on completion. In the case of jointly owned property or if a name and signature of an authorised third party is inserted overleaf the Client authorises the Solicitors if they so choose to accept instructions given by any one owner or the authorised third party as being given on behalf of all of them. Where the Solicitors are requested to give an undertaking the Client authorises the Solicitors to make such amendments to the format as they shall require and the Client undertakes not to do any act or omission which would expose the Solicitors to liability that they would not otherwise have been exposed to whilst the Solicitors remain bound by the undertaking provided that if they do they shall indemnify the Solicitors against all costs, claims and demands arising therefrom. After contracts have been exchanged the Client will sign and have witnessed any document or act as required to perfect the title of the Client, Client’s mortgagees the Client’s buyer and the buyer’s mortgagees when called upon by the Solicitors to do so and will indemnify the Solicitors against any loss or liability incurred by the Solicitors if the Client should fail to sign when requested. Each of the Partners in the Solicitors are appointed attorneys and agents of the Client for the purpose of amending and correcting clerical errors and omissions in documents and for perfecting title of the Client, the Client’s mortgagees, the Client’s buyer and the buyer’s mortgagees and this document shall be regarded as a deed for this purpose.
- Obligations to apy for costs/disbursements, search costs, abortive, additional and mortgage works. The Client will pay to the Solicitors on request their fees and disbursements for official and personal searches, including local searches, Drainage searches, Land Registry fees, Land Charges department fees, Commissioner fees, title indemnity policy premiums, bank or the Solicitors charges for the stopping or representation of cheques (£15 plus vat), plus the Solicitors fee of £15 plus VAT for resending a re-issued unpresented cheque plus the archived file retrieval cost detailed below or sending of or processing the receipt of electronic transfer of funds as applicable (£39 plus vat each), fees for arranging indemnity insurance policies (£50 plus vat), debit/credit card handling charges at the rate of 2% (up to a maximum of £15 plus vat in the case of a debit card) of the payment authorised to be collected, company search fees, landlord’s and managing agents or their Solicitors’ fees, mortgagees’ fees, separate mortgagee’s Solicitors’ fees, local authority fees, payments on account of costs and any disbursements, and any other monies paid or to be paid by the Solicitors on behalf of the Client. The Solicitors are authorised to conduct Local Authority searches and enquiries, coal reports, environmental searches, plan, chancel and tin mining searches and any other search using either their own staff or agency staff or outside organisations. Where an official search is not obtained the sum paid by the Client shall be retained by the Solicitors as fees in connection with obtaining, managing and generally dealing with the agency or other search that they arrange. If the Solicitors are instructed by the Client or the Client’s lender in the redemption of any charge(s) on the property or on the repayment of any other loans then their legal fees in acting for the lender or the Client will be payable by the Client at a rate of £80 plus vat on each charge/repayment. The Solicitors charges for any abortive work carried out by them will be calculated at the discounted rate of £150 per hour plus vat, but limited to a proportionate part (see Guidance Notes) of the fees that would have been payable had the matter completed, including acting in relation to any mortgage where a mortgage offer has been issued. Any general additional work will be calculated at £180 per hour plus vat. The abortive fee charged may therefore exceed the basic fee initially quoted for a completed transaction, after taking into account additional work which may have been carried out as described in conditions 3 and 4 below.
- What amounts to additional work. The Solicitors are authorised and reserve the right to make a charge at the rates referred to in Condition 3 (£180 per hour plus vat) for any additional work which may be requested by the Client or which may in the Solicitors opinion be required in the interest of the Client or where the matter proves to be complex or more time consuming than expected such as dealing with unregistered, defective, split or undisclosed leasehold or shared equity titles, contract races, postponing or dealing with a late completion or following the loss of postal items whilst in transit or are required, or it is expected or necessary to communicate with third parties or intermediaries, or where the Buyer does not have representation by a solicitor or licensed conveyancer, or dealing with additional money laundering investigation. The Client shall also pay to the Solicitors the costs of couriers, recorded, registered or special deliveries postages and non-UK postage, telephone, and facsimile transmission charges. Where the Solicitors are required to complete the transaction in ten working days or less after exchange of contracts expedition fees will be payable by the Client at the rate of £50 plus vat and if the solicitors are required to complete the transaction in 5 working days or less after exchange of contracts expedition fees will be payable by the client at the rate of £100 plus vat. The Solicitors shall not be obliged to accept instructions to complete in five working days or less.
- Client due diligence and anti money laundering matters. The Solicitors comply with the Money Laundering Regulations 2007 and the Proceeds of Crime Act 2002 reporting procedures. In certain circumstances, information will be revealed by the Solicitors to the appropriate authorities in relation to any suspicion of money laundering without notifying the client. The Solicitors are duly authorised to make such disclosures which shall be deemed not to be a breach of confidentiality. The Solicitors shall not be liable for any loss or damage incurred as a consequence of their complying with the above or any other statutory or regulatory obligation where, for example, the Solicitors have to stop working on the clients matter for a period of time. Telephone calls may be recorded and the Client consents to this. The Client shall comply with the reasonable requests of the Solicitors, including producing identification documents for themselves or for people related to the client (beneficial owners) where relevant and evidence of source of funds if requested; failure to do so on first request may result in the solicitors ceasing to act for the client.
6.Payment of monies by the client. The Client warrants that all monies required in connection with the sale will be available when requested. The Solicitors shall not be obliged to accept cash sums of more than £250. The Client agrees that the Solicitors shall not be obliged to complete the sale unless their fees and disbursements are paid in full and cleared in their bank account on or before completion and the Solicitors shall not be responsible for any loss or expense consequent on their ceasing to act in such circumstances. The Solicitors shall be entitled in their absolute discretion to decline to accept or limit the amount that can be paid by credit/debit card. The Solicitors may deliver interim bills and may charge interest on all or part of any bill if unpaid. The Client shall pay to the Solicitors on a full indemnity basis any costs incurred by them in collecting overdue fees and disbursements. If the Solicitors are required to pay out cleared funds against an uncleared effect then the Client will pay interest to the Solicitors of an amount equal to the interest the Solicitors would otherwise have earned on the monies paid out.
- Relationships with others. Disclosures. Acting for different parties on same transaction. The Solicitors are authorised to adopt all or part of the Law Society’s National Conveyancing Protocol. Further where the Solicitors are instructed by the Client’s lender the Solicitors are authorised to disclose to and seek approval from the Client’s lender (if any) upon any matter such as differences between or absences of facts in the transactions and mortgage offer which, in the Solicitors opinion, ought to be brought to the lender’s attention for clarification of instructions. The Solicitors are authorised to discuss the Client’s transaction with involved parties such as estate agents, introducers or brokers provided there is no conflict of interest. The solicitors are authorised to outsource typing/photocopying/other works to avoid delays and may the client also agrees that the solicitors may arrange for external firms or organisations to conduct audit or quality checks subject to such outsourcing bodies or external organisations maintaining confidentiality. The Client may at any time revoke these authorities by notice in writing. The Client (not being a builder or developer) consents to the Solicitors through the same or any other of their branch offices acting for the seller with whom the Client intends to contract provided that a different representative within the Solicitors should represent that other party and that there shall be no conflict of interest.
- Payment of monies to clients. Post completion/future dealings. Subject to any undertaking the Solicitors will account to the Client for any balance due by way of Client account cheque only (and if the Client comprises more than one person, then in their joint names) by post only within 2 working days of completion, less any monies required for use in connection with a related transaction and shall not be obliged to account to any third party or by any other method. Money held by the Solicitors for a specified purpose shall be subject to a prior lien for costs owed to them. It is agreed that the Solicitors shall have properly discharged their responsibilities in the despatch of mail by using Royal Mail 1st or 2nd class or Britdoc Limited DX mail system. Any monies received on the clients behalf will be held in the solicitors client account. Potential interest due to the client will be calculated at the rates set by the solicitors bankers (RBS) usually from the date funds are received to the date the cheque or payment is issued. The Solicitors shall not be required to open a special deposit account or account to the Client for interest or compensation in lieu on interest which ought to accrue on any money received by the Solicitors for or on behalf of the Client where such sum would amount to a de minimis sum of not more than £20, nor where the solicitor does not hold sums for the periods set out in Rule 24 of the Solicitors Accounts Rules 1998 (details available on request). The Client agrees that if information or documents are required from a file which has been archived of if the Client requires their file or such part of it as they are entitled to to be forwarded to them the Solicitors shall be entitled to make a reasonable charge estimated at £20 plus VAT for processing the request to extract and dispatch such information or documents held by them and additional fees as calculated in Clause 3 above for complying with any other part of the request. The Solicitors fee for optional file storage for periods over 6 years and up to 12 years from the date of completion shall be £12 plus vat.
- Statutory matters, insurance and liability. Responsibility for work. The fees, VAT, disbursements, expenses and third party payments set out are given in good faith, at current rates and on the basis of information supplied to the Solicitors by or on behalf of the Client, they are subject to variation by statutory or other bodies without notice. All fees and charges are subject to VAT at the prevailing rate. The Solicitors’ liability to the Client shall be limited to a maximum of £2 million being the minimum level of cover required by the Solicitors Indemnity Rules. However the Solicitors will not be liable for any consequential, special, indirect or exemplary damages costs or losses or damages costs or losses attributable to lost profits or opportunities. The Solicitors shall not be liable to the Client in the event of the bank with whom the Solicitors place the Client’s money fails/collapses. This clause does not affect the Client’s statutory rights. The Solicitors will not be expected to give any tax advice on any aspect of the transaction. The Client agrees that the Solicitors may arrange for the work to be carried out by a combination of admitted and unadmitted staff or their outsourced agents. E-mails must only be addressed to individuals’ e-mail addresses at the Solicitors. The Solicitors shall not be deemed to be aware of the contents of E-mail messages until the same have actually been read by the individual to whom they have been sent. . E-mail is used at the sender’s risk. The Solicitors shall not be liable for any costs, losses or expenses incurred by the Client arising from or in connection with any computer system (whether or not the property of the Solicitors) being affected by viruses. This agreement does not create any right enforceable by any person not a party to it except that any person who is the permitted successor to or assignee of the rights of a party is deemed to be a party to this agreement. It is agreed that the Court of jurisdiction with regard to any dispute arising from this agreement shall be Colchester County Court, it being agreed that this is the Court of greatest convenience to the Solicitors.
- Insurance, Financial and Regulatory matters. The Solicitors are regulated by the Solicitors Regulation Authority. The Solicitors are not authorised by the Financial Services Authority. However the Solicitors are included on the register maintained by the Financial Services Authority so that the Solicitors can carry on insurance mediation activity which is broadly the advising on, selling and administration of insurance contracts. This part of the Solicitors’ business including arrangements for complaints or redress if something goes wrong is regulated by the Solicitors Regulation Authority. The register can be accessed via the Financial Services Authority website at: www.fsa.gov.uk/pages/register. The Solicitors only select products from a limited number of insurers for title indemnity insurance contracts being those routinely used by the Solicitors’ profession and are not necessarily (nor shall the Solicitors be obliged to source) the cheapest policy. The Law Society of England and Wales is a designated professional body for the purposes of the Financial Services and Markets Act 2000. The Solicitors Regulation Authority is the independent regulatory arm of the Law Society. The Legal Ombudsman deals with complaints against Lawyers. If you are unhappy with any insurance advice you receive from us, you should raise your concerns with either of these bodies.
- Length of validity of quote and terminating retainer. The Solicitors reserve the right to re-quote and/or terminate the retainer if the transaction quoted for has not completed within 12 months from the date of the quotation. The client may terminate the retainer in writing at any time. The Solicitors may only terminate the retainer on giving you reasonable notice with good reason.
- Right to Challenge. The Client acknowledges that they have read, checked (amended if necessary) and understood this form and Guidance Notes prior to signing and returning it, and that it accords with the terms, conditions and details upon which the Client intended to instruct the Solicitors.
Solicitors’ Head Office address: Great Square, Braintree, Essex CM7 1UD Tel: 01376-326868 Fax: 01376-550003
Commercial Sale Terms 11/12/10
Cunningtons LLP in Great Square and Tofts Walk in Braintree, Essex, is the head office for Cunningtons Solicitors across the UK. Established in 1748, the Braintree head office in Great Square is still in its original offices. This amounts to almost 300 years of Experience and Tradition.
The Senior Partner at Cunningtons’ Braintree office is David Drake. Paul Fenton is the Joint Managing Partner. He is the residential conveyancing partner at the Braintree practice. They are supported by qualified Solicitors and Licenced Conveyancers.
Cunningtons LLP Braintree invite you to their walk-in Advice Centre on Tofts Walk, offering expert advice direct to the public on all aspects of matrimonial law, Litigation, residential conveyancing, and wills and probate. The centre is open from 9am to 5:30pm Monday, 8:30am to 5:30pm Tuesday to Friday and also 9:30am to 12.30pm on Saturdays, so it is open at a time convenient to YOU, with no appointment necessary. Our friendly and professional staff are on hand to guide you through any issues you may have and help you reach the conclusion you require.
The Brighton & Hove office of the firm Cunningtons LLP was opened on 1 April 2014 by Cunningtons partner Jason Bradshaw, and is located on Duke Street in Central Brighton. The office specialises in residential conveyancing in Brighton and Sussex, and also provides you with access to a range of other legal services through our branch network.
If you are selling your home, buying a new home, or simply remortgaging your existing home, our firm of residential conveyancing solicitors make sure that all the legal aspects are taken care of. To find out how much conveyancing will cost, click here:
The Chelmsford office of Cunningtons LLP was founded as Colemans Solicitors by Brenda Coleman in 1979. Colemans was incorporated with Cunningtons Solicitors in 2001.
Cunningtons’ Chelmsford branch specialises in residential conveyancing and family law.
The Chelmsford office of Cunningtons LLP is situated on New London Road and deals with residential conveyancing in the Chelmsford and mid-Essex area, including Brentwood, Epping, Basildon, Ingatestone and Maldon.
The Croydon branch of Cunningtons LLP was opened in January 1995, and specialises in residential conveyancing and commercial property issues.
Jason Bradshaw, who was based at the Croydon office when he joined the firm, is the Partner with overall responsibility.
Nicholas Brothers joined Cunningtons Solicitors as a Senior Associate in 2006 and is based at Croydon. Nicholas is Cunningtons’ specialist commercial property solicitor.
The Ilford office of Cunningtons LLP was opened in October 1994 by Cunningtons Partner John Simpkin who has only just retired from the firm after more than 20 years of service to our clients. However he will still be acting as a consultant and so his much valued experience will still benefit our clients. Mohammed Moula is now the Partner with responsibility for the office. The office is conveniently located in Cranbrook Road on the northern outskirts of Ilford Town Centre within easy reach of the M11 and A406 North Circular. The office is also within a few minutes walk of the main shopping area, Ilford station and bus routes. The area is served by the London Underground Central Line in the north at Redbridge, Gants Hill and Newbury Park. There is also metered parking in both Cranbook Road and Beal Road within a very short distance of the office.
The Solihull branch of Cunningtons LLP was established in July 1994, and is now run by managing partner Aymer Hutton. Aymer is a specialist residential conveyancing solicitor, and became a partner of Cunningtons Solicitors in 2001.
The Solihull branch of Cunningtons LLP deals mainly with residential conveyancing enquiries, covering a large area of the country including Birmingham, East and West Midlands, Wales, Leicestershire, Warwickshire, Coventry, West Bromwich and Wolverhampton. The Cunningtons Solicitors Solihull branch also works closely with other Cunningtons branches so they can offer the full range of Cunningtons’ services to our clients, with dedicated specialists in matrimonial law, personal injury, wills and probate, litigation, immigration and commerial property.
Cunningtons LLP’s Wickford Office was opened in 1989 by Cunningtons LLP Managing Partner Paul Fenton and is located on London Road in Wickford. The office specialises in residential conveyancing.
Cunningtons LLP Wickford offers a dedicated and personalised residential conveyancing service for the local community. Cunningtons Solicitors Wickford believes in the traditional approach of an office based around the personal touch with each client telephone call being answered by the solicitor or secretary. The modern benefits of the technological world prevail in the methods we employ to gain information upon properties. The internet is utilised to request information from the Land Registry and the search results upon properties are e mailed to each solicitor to save any unnecessary postal delay. Clients regularly comment on the friendliness and efficiency of the service.
Our Key People
The staff at Cunningtons are totally dedicated and highly professional. We are committed to the highest level of customer services which is echoed in our testimonials.
David Drake: Litigation Solicitor and Senior Partner at the Braintree Branch
David lives in Colchester and is married with two children.
David is the firm’s senior partner and is head of the Dispute Resolution Department. He is also the firm’s Compliance Officer for Legal Practice. and in that capacity steered the firm to LLP status in 2015.
He has been a litigator since he qualified in 1979 and has vast experience of handling litigation matters both for Claimants and Defendants. He specialises in property disputes, residential Landlord and Tenant including leasehold extension and enfranchisement matters and also handles contract and negligence disputes including professional negligence matters.
David is a former Round Tabler and Rotarian.
He is a passionate Norwich City supporter where he has been a season ticket holder for over 20 years. A previously active sportsman he now plays bowls for competition and keeps basically fit by walking the dogs and undertaking the occasional cycle ride. He is also an aging rocker attending many local gigs and supporting his son who plays in a local rock band.
David Drake can be contacted on 01376 567259
“It was a good interview. I came away feeling very satisfied with the outcome” – Mrs B, November 2013
“We were very impressed by Mr Drake at initial telephone contact, also, he made a site visit to actually see our problem before further advice” – Mr & Mrs T, March 2014
“David Drake is a superb asset to your firm” – Dr L, June 2014
“I have found your company and services to be exemplary and would not hesitate to use you again. Thank you” – Mr W, August 2014
“Very helpful and professional” – Mr F, September 2014
“Very many thanks…this is a most welcomed outcome and we thank you again for all your efforts to bring this dispute to such a satisfactory conclusion” – Mr & Mrs D, May 2016
“Thank you very much for helping me recently by providing free telephone advice. I was finding it difficult to deal with the property management company and you really helped and gave me the information I needed to find a resolution.” Ms B, August 2016
Paul Fenton – Joint Managing Partner & Head of Conveyancing.
Paul joined Cunningtons in 1986, after a period in general practice. His flair for residential conveyancing and ability to devise and develop working systems, soon elevated him to a senior role in the conveyancing department. After the “crash of 2008” a Partnership restructuring enabled Paul (as Head of Conveyancing and joint managing partner with the senior partner David Drake) to rebuild the firm with a new emphasis on customer service rather than process. Under Paul’s stewardship the firm achieved external recognition from The Times and Sunday Times awarding the firm the Best Small Conveyancing Firm award in 2011, 2012 and 2013, and Paul personally the Best Conveyancer of the Year 2013.
As one of the Managing Partners, Paul is also jointly responsible for the marketing, staffing and office infrastructure of Cunningtons, and in particular shares responsibility for the development of relationships with external organisations.
Paul has held the Office of President of the Southend & District Law Society and was, for a number of years, its Honorary Secretary. He is still an active committee member.
On the domestic front, Paul is married with 3 children, a keen skier, a rugby fan, and violinist.
Paul’s emphasis on work is to ensure that all staff at Cunningtons recognise that all clients and anyone who has a connection with the firm (including other solicitors, agents, brokers, court officials etc) are all “customers” in one way or another and, drawing on his Christian beliefs that everyone should be treated as we would wish to be treated ourselves- running the business on the fundamentals of fairness, calls returned, pleasant and clear communications, good relationships and being proactive. The firms motto is: “To do what we can, when we can, and not simply when we have to” and Paul endeavours to instil this philosophy into all who work at Cunningtons.
Paul Fenton can be contacted on 01376 567264
Jason Bradshaw is the Partner responsible for the firm’s Brighton Office. He specialises in residential Conveyancing.
Jason joined Cunningtons in 1997 as a trainee solicitor and qualified in 1999. He became a Partner with the firm in May 2002. His focus within Cunningtons has been on the delivery and maintenance of the high level of service clients expect in today’s consumer-led society. He has built up an excellent reputation within his existing client base and is proud that most of his work is from satisfied clients returning with further instructions, or client recommendations.
Jason takes an active role in the management of the firm, and is responsible for the firm’s on line presence including social media channels, takes an active role in the marketing of the firm and is the Compliance Officer for Finance and Administration.
Outside of the office, Jason has two children, and is a keen fencer and golfer.
Jason Bradshaw can be contacted on 01273 200734,
Aymer Hutton: Partner based in Solihull
Aymer Hutton is the partner in charge of the firm’s Solihull office. Aymer specialises in residential conveyancing.
Aymer qualified as a solicitor in 1990. He joined Cunningtons in 1999 from a general practice in a Warwickshire county town. Aymer became a partner of Cunningtons in 2001.
Aymer is married with two children.
Aymer Hutton can be contacted on 0121 705 6868
Kate Hunt: Partner in charge of the Wickford Office
Kate first joined Cunningtons in 2003 as a paralegal and qualified as a Solicitor in March 2006, becoming a Partner in 2011.
Kate specialises in residential conveyancing and is the office manager/Partner responsible for the Wickford office. Kate has a reputation as being friendly, helpful, proactive and efficient. Incoming post and emails received before 4pm are dealt with on the same day ensuring a flow of information to all parties involved. Clients regularly comment that Kate goes above and beyond the call of duty when compared to firms they have used previously. Local estate agents are also highly complimentary to Kate’s work ethos.
Outside the office Kate enjoys keeping fit through aerial arts such as her weekly trapeze class. When she is not flying through the air Kate relaxes in her garden or attends local music gigs.
Kate can be contacted on 01268 732268
Bryony is a Partner in the firm’s Private Client department.
Bryony graduated with from Nottingham Trent with a Law Degree in 2003 and a Masters in Health Law with commendation in 2004, she then went on to complete the Legal Practice Course with commendation at the College of Law in York.
Bryony joined Cunningtons in 2005 and qualified as a Solicitor in 2008. Bryony became a Partner in 2015 and is the firm’s Money Laundering Reporting Officer. She is a member of the Law Society Private Client Section, an associate Member of Solicitors for the Elderly and a member of the Society of Trust and Estate Practitioners. Bryony loves being able to assist clients with their matters, often at a difficult time, to achieve the outcome they are looking for in a friendly, straightforward and efficient manner.
Bryony is a Dementia Friend and helps to promote an understanding of what it is like for people living with Dementia.
Dementia Friends is an initiative of the Alzheimer’s Society. Alzheimer’s Society’s Dementia Friends programme is the biggest ever initiative to change people’s perceptions of dementia. It aims to transform the way the nation thinks, acts and talks about the condition.
Bryony also acts as a mentor to students at the Anglia Ruskin University.
What people say about Bryony:
“Very helpful and very friendly and made me feel at ease” Mrs L 06.1.2016
“Thank you for all your explaining and help” Mr W 10.01.16
“Everything was just so easy, thank you a million times over” Mrs W 29.01.16
“Very happy to be able to do our Wills with Bryony so approachable and happy to answer any questions. It was something we put off for ages, she made it all so easy, a lovely lady” Mrs C 18.02.16
“We were very happy with the service provided. The outcome we wanted was achieved and along the way the staff were always courteous, helpful and informative. We would definitely contact Bryony Wilmshurst for any future work” Mrs W 26.02.16
Bryony can be contacted on 01376 567280, email email@example.com.
Katie Beer: Head of Family Law at Cunningtons and is based at our Chelmsford office.
Katie focused on family law both on her law degree and the Legal Practice Course and commenced her professional training with Cunningtons in 2006. Katie spent the majority of her professional training working in the Family Law department and gained a great deal of experience dealing with a wide range of Family Law cases.
She is a Member of the Family Law Panel which means she is recognised as a Family Law specialist; Katie is also a Mentor for Anglia Ruskin University Law students.
Katie qualified into the family law department in 2009 and since then has continued to give practical and realistic advice and support to her clients. Katie has a no-nonsense approach and is respected for being proactive and professional.
Katie deals with all aspects of family law including:-
- Finances flowing from separation
- Civil partnership dissolution
- Arrangements for children after a separation
- Prenuptial agreements
Katie has a particular focus on helping clients to build a stable future for themselves and their families.
Katie is a member of the Law Society Family Law Panel and a member of Resolution.
Katie is also the partner with responsibility for maintaining the firm’s Lexcel accreditation.
Katie can be contacted on 01245 295511.
Mohammed joined Cunningtons in 2014. Having qualified as a solicitor in 2007 he has worked for firms in East, West and Central London and has built up a wealth of experience and clients in property-related matters.
Mohammed acts for a wide range of clients from companies to private individuals and families, helping them with their property purchases and sales.
He earned his Law degree from Queen Mary College, University of London, and obtained his Legal Practice Course (LPC) at the College of Law in London.
Out of the office Mohammed enjoys following football, and keeps a close eye on his local team, West Ham United. He is married and has two young children who keep him occupied for the rest of his time.
Jill Wiggins - Partner in the Family Law Department
Jill Wiggins is a Partner in the firm’s Family Law department and is based at the Braintree office of Cunningtons.
Jill initially studied French and Spanish at the University of Wales, Swansea before undertaking her Graduate Diploma of Law followed by the Legal Practice Course, which she completed with Distinction.
Jill undertook her professional training in 2010 and qualified in 2012. Jill spent the majority of her professional training working in the family law department and now specialises in family law and is a member of Resolution. Jill joined Cunningtons in 2014 and became a Partner in 2017.
Jill has the responsibility of developing our trainee solicitors when they are in the Family department.
Jill deals with divorce and civil partnership dissolution, financial matters following from a separation and injunctions. Jill has a particular interest in Children Act proceedings, both private and public law and prides herself on giving practical advice whilst remaining empathetic in what can be a very sensitive and emotive area of law.
Outside the office Jill is a keen horsewoman and gardener.
Jill can be contacted on 01376 567276
Kate Horsted: Conveyancing Solicitor at the Chelmsford Branch
Kate graduated from Northampton University with a Law Degree in 2009, she then went on to complete the Legal Practice Course with commendation at the College of Law in Moorgate, London.
Kate qualified as a Solicitor in 2013 and joined Cunningtons in 2014, specialising in residential conveyancing. Kate advises on a wide range of matters including freehold and leasehold sales and purchases, re-mortgages, transfers of equity and lease extensions. Kate places particular emphasis on providing a high level of service to her clients in every aspect of the transaction.
Kate became a Partner with the firm in 2017 and leads the Conveyancing team at our Chelmsford Office.
Outside of the office Kate enjoys travelling, music festivals and can often be found in the kitchen flexing her baking skills.
Aaron Coombs: Managing Director based in Braintree
Aaron is the Managing Director at Cunningtons and is responsible for all aspects of practice management including Advertising & Marketing, Personnel, I.T, Premises and Finance.
Aaron joined Cunningtons in 1993 and played a key role in achieving the firm’s Lexcel accreditation back in 2010 and continues to play a key role in achieving re accreditation each year.
Aaron is part of the Management team tasked with the delivery of the firm’s business plans and strategy.
Aaron takes a pragmatic approach to his work. Having been with Cunningtons for 24 years, he has seen many changes and has coordinated many of them too, from the opening of new branch offices and staff relocations to the development of the firms IT platforms. With such changes over the last 24 years, Aaron’s sense of humour has certainly helped him manage such situations to ensure that they are carried out as efficiently as possible.
On the domestic front, Aaron has 3 children, takes an active interest in Rugby as a player for his local team, despite his advancing years. In addition to Rugby, Aaron is keen on all sports including skiing and playing golf.
Main Tel Number + 44 (0) 1376 326868
Direct Tel Number + 44 (0) 1376 554309
Direct Fax Number + 44 (0) 1376 550003
Don't Take Our Word For It....Read What Our Clients Say
I would like to say thanks for all your work in getting the 2 flats I purchased through Cunningtons to completion prior to the end of March (after March I would have of course incurred significant costs in the shape of stamp duty on the buy to let purchases). In what was not the most straight forward case and with numerous issues raised by the lender, your prompt response and advice ensured the transactions still went through and I thank you sincerely for your efforts.
Particularly with the second purchase being instructed by me with only about 1 month to go before the end of March, it was a very quick turn-around to get that, indeed both, transactions completed in such quick and efficient time.
I have used Cunningtons for almost 15 years, and I would certainly be happy to do so again, including recommending yourself and Cunningtons to friends and family.
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The banns have been read, the dress has been fitted, and the nation is poised for a glorious Royal Wedding. No matter the size of the wedding, anyone who has…
Life expectancy is on the up. The average man can expect to live to 78 and the average woman can expect to achieve the grand old age of 82. Is…
What is a Prenuptial Agreement? A Prenuptial Agreement (sometimes called a “Prenup” or a pre-marital agreement) is a formal signed agreement entered into by a couple before they get married.…