Civil Litigation is the area of the law that deals with disputes, and not criminal issues.
Our civil litigation department is headed by Mark Taylor; Mark is experienced in dealing with both business and private clients in disputes involving:
- breach of contract;
- negligence claims including professional negligence;
- land and property disputes including business lease renewal claims, and
- employment disputes for both employer and employee.
You can find out more information about Mark from his Partner profile.
He also offers a fixed fee service for residential landlords from drafting tenancy agreements to taking possession proceedings. For those needing immediate legal advice without the hassle of making an appointment he also offers a direct dial legal advice service. For further information on this service please contact Mark directly by phone or email.
Resolving disputes can be expensive. We provide a cost-effective service and we offer a range of funding alternatives to meet this obligation including contingency and conditional fee arrangements and, where appropriate, arrange after the event legal expenses cover. To help you consider the best legal costs regime, please see below for further information for the options to fund your claim.
If you require further information as to how we may help you resolve your dispute or to bring or defend a claim please click here to email us and provide brief details of your problem and we will email you or telephone you back as to discuss whether we can help you and, if so, how.Send Email Enquiry
Funding A Litigation Claim
There are a number of ways in which civil litigation can be funded. Cunningtons will consider with you methods of funding from the outset and aim to provide you with the best option that they are able to.
The funding of civil litigation can be complicated, particularly when insurance and conditional fees are involved. We are always on hand to discuss any issues or queries that you may have.
Legal aid and public funding
It is rare for public funding to be available to someone in civil claims. If you are unsure whether or not your matter is eligible for public funding, you can check on the following website… https://www.gov.uk/check-legal-aid or contact the Civil Legal Advice helpline on 03453 454345.
On an hourly rate basis
The most standard and common form of funding litigation is an agreement to pay on an hourly rate basis. This is straightforward and flexible.
Cunningtons offers competitive and sensible hourly charging rates and will provide you with an estimate of the time that it may take to deal with the various aspects of your matter.
For some type of work, Cunningtons is able to offer fixed fees. An example of this are our landlord and tenant services, in respect of which Cunningtons offer very competitive rates.
Before the event insurance
It is important that you check your insurance policies to see if you have cover for legal expenses.
You may have bought an insurance policy or taken out a credit card which includes a specific legal expenses policy.
If you do have insurance cover and your insurer agrees to indemnify you, they may tell you that you have to use one of their panel solicitors. You do not necessarily have to agree to this and generally have freedom of choice to decide who you appoint to provide you with legal advice.
We have experience of working with insurers pursuant to policies of insurance and we can normally act on the same basis as they would instruct their panel solicitor.
After the event insurance
After the event insurance can sometimes be obtained to cover your expenses and/or the costs of the other side should you lose your claim.
Whether or not insurance is available and the cost of any insurance premium for such a policy depends on a number of factors but is primarily related to the risk in the claim. The more risky the claim is, the more likely the insurance premium will be higher or the insurer will decline to offer a client a policy.
The use of after the event insurance has diminished in light of changes in the law some years ago, primarily because the insurance premium payable for such insurance cannot now be recovered from the opponent, even if your litigation is successful. This means that the cost of an insurance policy will have to be paid by the client even if the claim is successful. ATE insurance was and sometimes still is used in conjunction with a conditional fee agreement, sometimes referred to as a CFAs and ‘no win, no fee agreements’.
Conditional fee agreement
A CFA can come in several different forms. In short, it is an agreement to charge no fee or a reduced fee in the event that a claim is unsuccessful but if the claim is successful, a full fee or uplift can be charged.
As with ATE insurance, the use of CFAs has diminished following changes in the law. It is now not possible to recover an uplift under a CFA from a losing opponent. This means that the additional fee charged cannot be recovered from the opponent.
Damages based agreement
At the same time as there were changes in the law relating to CFAs and ATE insurance premiums, damages based agreements were introduced.
This is an agreement whereby the solicitor charges a proportion of the damages awarded to the client. The proportion charged depends on the risk in the claim and can be up to 50% of the sum ultimately recovered. In personal injury claims, this figure is up to 25%.
Third party funding
Third party funding can come in a number of forms and may be available for legal costs, disbursements (e.g. the cost of third parties such as court fees and expert fees) and/or barrister’s fees.
There are commercial funders available for most types of litigation, depending on the value of the claim and the prospect of recovering their costs from the opponent. The funding may take the form of a loan, in respect of which interest is payable. It may also take the form of an advancement with a fixed fee payable.
Trade union funding
A client may be a member of a trade union which provides legal advice and assistance to its members, either directly or via an indemnity for your legal costs.
If you are a member of a trade union it is worth checking with them whether or not you are covered for legal advice. This is normally restricted to advice and assistance in respect of employment law.
A relatively new phenomena is crowdfunding, where third parties agree to donate sums to a litigant to fight a claim. There is little law on this particular method of funding at this stage and it is unlikely to be something that a client has available to them.
The information contained on this page does not constitute legal advice and is for guidance purposes only. Every case is different and the funding options that are available to a client depends entirely on the facts of the claim and surrounding circumstances. Cunningtons are not obliged to offer services on any particular basis and reserves the full right to decline instructions if the basis of funding cannot be agreed.